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Visa Credit Cards

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Visa® Credit Cards

Keep More of Your Money with an SLFCU Credit Card

Members of ACU, a Division of SLFCU are invited to apply for a low-rate Visa card from SLFCU.

Learn about your options and apply online. Applications for new cards can also be made at the Animas Central or Animas East branch.

New Card Holders Can Earn a $100 Statement Credit

SLFCU offers a $100 statement credit to new card holders who spend $1,500 or more in the first 90 days after account opening. Some restrictions apply.

SLFCU Credit Cards Fit Your Lifestyle and Budget

Each card comes with 24-hour security monitoring, chip security, and these features:

  • Low rates
  • Cash-back rebates, paid out monthly
  • No annual fees
  • No penalty rates
  • No balance transfer fees
  • Contactless "tap to pay" and mobile wallet functionality

Current Card Holders

Please visit our Frequently Asked Questions about the SLFCU merger for information on your ACU-issued credit card.


Visa Signature®

Exclusive benefits with a 1.50% monthly rebate on purchases. 
 
SLFCU Visa Signature Card With a higher credit limit, 1.50% monthly rebate on purchases, and premium benefits, this is Visa's most elite card. See the application disclosure and card agreement.
  • Rebate: 1.50% monthly
  • Rate: 10.65% APR**
  • Get a $100 credit! Apply for a new SLFCU Visa card and once approved, get a $100 statement credit if you spend $1,500 on purchases in the first 90 days.*
  • No annual fee
  • No balance transfer fee
  • Minimum credit line: $5,000
  • Exclusive Visa Signature benefits

Visa Platinum® Rebate

Earn a 1.00% monthly rebate on purchases.
 
SLFCU Visa Platinum Rebate card Looking for a rebate card with a lower credit limit? The Visa Platinum Rebate card offers a 1.00% monthly rebate on purchases. See the application disclosure and card agreement.
  • Rebate: 1.00% monthly
  • Rate: 11.15% APR**
  • Get a $100 credit! Apply for a new SLFCU Visa card and once approved, get a $100 statement credit if you spend $1,500 on purchases in the first 90 days.*
  • No annual fee
  • No balance transfer fee
  • No minimum credit line
  • Visa Platinum Rebate benefits

Visa Platinum® Value

Our lowest rate.
 
SLFCU Visa Platinum Value card If you carry a balance or want to consolidate balances from higher-rate cards, the Visa Platinum Value card offers our lowest rate. See the application disclosure and card agreement.
  • Rate: 8.90% APR**
  • Get a $100 credit! Apply for a new SLFCU Visa card and once approved, get a $100 statement credit if you spend $1,500 on purchases in the first 90 days.*
  • No annual fee
  • No balance transfer fee
  • No minimum credit line
  • Visa Platinum Value benefits

* Offer applies to new SLFCU Visa credit card accounts opened after 6/1/2021. To be eligible for the $100 statement credit, $1,500 in net purchases (i.e., purchases minus credits and returns) must be made with your SLFCU credit card within 90 days of new account opening. Account must be open and in good standing at the time credit is awarded to receive the credit. These transaction types do not count as purchases: balance transfers, cash advances, checks that access your account, fees assessed by SLFCU, quasi-cash items (e.g., casino chips), cash equivalents (e.g., money orders), and purchases made using a Personal Identification Number (PIN). Each account is eligible for one statement credit of $100. Please allow up to four weeks after spending $1,500 to receive the credit.

**APR = Annual Percentage Rate

Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.