Animas CU mortgage

Jumbo Loans

Thinking Big? A Jumbo Loan is a Great Place to Start.

A jumbo loan from ACU, a Division of SLFCU is ideal for new construction projects, vacant land purchases, and shopping in expensive housing markets such as California or Colorado. Take advantage of low closing costs on jumbo products, including our 15/15 or 5/5 adjustable rate mortgages, second mortgages, construction and vacant land loans*, and Home Equity CreditLines.

Qualified home buyers can finance up to 95% in California and 97% in Colorado, and avoid paying private mortgage insurance by combining a 5/5 second mortgage with an SLFCU fixed rate mortgage, 15/15 ARM, or 5/5 ARM.

*Not available in all markets.

Low Down Payments, No PMI

With a good credit history, you can put down as little as 5% in most markets; for lower credit scores, a 10% down payment is required. SLFCU can loan 80% on a first fixed-rate mortgage and finance the rest with an adjustable rate second mortgage. With this loan structuring, you avoid paying Private Mortgage Insurance (PMI).

Get Started Today!

To apply for a mortgage or to make an appointment to discuss your needs, call 505.237.7161 or 800.947.5328, ext.7161 to get started.


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ADDRESS: 2101 E 20th Street
Farmington, NM 87401
PHONE: +1 (505) 326-7701