Animas CU Checking Account

Deposit Rates

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Savings, IRAs, Checking & Money Market

Checking
Effective Date: Tuesday, October 19th, 2021
Choose the checking account that best meets your needs.
Checking AccountsMinimum OpeningDividend RateAPYMinimum Balance to Earn StatedMinimum Balance to Avoid Service Fee
Basic Checking $50.00 0.00% 0.00% N/A N/A
Interest Checking $50.00 0.05% 0.05% None N/A
Animas Advantage Checking $1,500.00 0.05% 0.05% None N/A
Money Market Checking $2,500.00 0.15% 0.15% None N/A
Money Market Checking $2,500.00 0.25% 0.25% $75,000.00 N/A
Business Checking $50.00 0.00% 0.00% N/A N/A

Dividend rate and APY may change at the discretion of the Board of Directors.
Annual Percentage Yield (APY) if dividends are not withdrawn during the term. Share accounts are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the US Government. Yields determined at the time of investment.
Annual Percentage Yield as of effective date. There is no monthly service charge on member's first two Money Manager checking accounts ($5 charge per month for each additional account); 10 ATM transactions per month at CU Anytime locations with no additional SLFCU service charge (additional transactions at CU anytime locations $0.50 and at other ATMs $0.75 each). Surcharges may be added at ATMs owned by other institutions, so look for CO-OP ATMs whenever you travel.
There is no monthly service charge on member's first two Quick Cash checking accounts ($5 per month for each additional account); 20 free ATM transactions per month at CU Anytime locations with no additional SLFCU service charge (additional transactions for $0.75 each). Surcharges may be added at ATMs owned by other institutions, so look for CO-OP ATMs whenever you travel.


Savings
Effective Date: Tuesday, October 19th, 2021
Savings AccountsTiered Minimum BalancesDividend RateAPYMinimum Opening DepositMinimum Balance to Earn Stated

Tiered Rate Savings

(includes Primary, Business and Subsequent Savings, Andy & Anna Moose Kid’s Club and Holiday Club)

Under $500 0.10% 0.10%

Primary, Business, and Kid's Club Savings - $5

 

No minimum deposit for Subsequent Savings, Holiday Club or IRA

Primary, Business, and Kid’s Club Savings - $5

 

No minimum balance for Subsequent Savings, Holiday Club or IRA

  $500 0.10% 0.10%    
  $1,000 0.10% 0.10%    
  $5,000 0.10% 0.10%    
  $10,000 0.15% 0.15%    
  $45,000 0.15% 0.15%    
  $75,000 0.15% 0.15%    
Traditional IRA, Roth IRA or Coverdell ESA   0.10% 0.10%    

Dividend rate and APY may change at the discretion of the Board of Directors.
Annual Percentage Yield (APY) if dividends are not withdrawn during the term. Share accounts are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the US Government. Yields determined at the time of investment.


Certificates
Effective Date: Tuesday, October 19th, 2021
*Certificates can be purchased for IRAs. All Certificates have a $500 minimum. Rates on Certificates are fixed for the Certificate term.
Term in MonthsShare or IRA Certificates
Dividend Rate | APY
$25,000-$50,000
Dividend Rate | APY
Over $50,000
Dividend Rate | APY

6

0.30% DR
0.30% APY
0.30% DR
0.30% APY
0.35% DR
0.35% APY

12

0.55% DR
0.55% APY
0.55% DR
0.55% APY
0.60% DR
0.60% APY

18

0.55% DR
0.55% APY
0.55% DR
0.55% APY
0.60% DR
0.60% APY

24

0.65% DR
0.65% APY
0.65% DR
0.65% APY
0.70% DR
0.70% APY

36

1.00% DR
1.00% APY
1.00% DR
1.00% APY
1.05% DR
1.05% APY

48

1.10% DR
1.10% APY
1.10% DR
1.10% APY
1.15% DR
1.15% APY

60

1.15% DR
1.15% APY
1.15% DR
1.15% APY
1.20% DR
1.20% APY

APY = Annual Percentage Yield, DR = Dividend Rate. APY if dividends are not withdrawn during the term. Share accounts are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the US Government. Yields determined at the time of investment. Dividend Rate and APY may change at the discretion of the Board of Directors. A penalty may be imposed for early withdrawal.