Animas CU rates

Rates

Rates

Savings Rates

Savings, IRAs, Checking & Money Market

Savings
Effective Date: Tuesday, October 19th, 2021
Savings AccountsTiered Minimum BalancesDividend RateAPYMinimum Opening DepositMinimum Balance to Earn Stated

Tiered Rate Savings

(includes Primary, Business and Subsequent Savings, Andy & Anna Moose Kid’s Club and Holiday Club)

Under $500 0.10% 0.10%

Primary, Business, and Kid's Club Savings - $5

 

No minimum deposit for Subsequent Savings, Holiday Club or IRA

Primary, Business, and Kid’s Club Savings - $5

 

No minimum balance for Subsequent Savings, Holiday Club or IRA

  $500 0.10% 0.10%    
  $1,000 0.10% 0.10%    
  $5,000 0.10% 0.10%    
  $10,000 0.15% 0.15%    
  $45,000 0.15% 0.15%    
  $75,000 0.15% 0.15%    
Traditional IRA, Roth IRA or Coverdell ESA   0.10% 0.10%    

Dividend rate and APY may change at the discretion of the Board of Directors.
Annual Percentage Yield (APY) if dividends are not withdrawn during the term. Share accounts are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the US Government. Yields determined at the time of investment.

Checking
Effective Date: Tuesday, October 19th, 2021
Choose the checking account that best meets your needs.
Checking AccountsMinimum OpeningDividend RateAPYMinimum Balance to Earn StatedMinimum Balance to Avoid Service Fee
Basic Checking $50.00 0.00% 0.00% N/A N/A
Interest Checking $50.00 0.05% 0.05% None N/A
Animas Advantage Checking $1,500.00 0.05% 0.05% None N/A
Money Market Checking $2,500.00 0.15% 0.15% None N/A
Money Market Checking $2,500.00 0.25% 0.25% $75,000.00 N/A
Business Checking $50.00 0.00% 0.00% N/A N/A

Dividend rate and APY may change at the discretion of the Board of Directors.
Annual Percentage Yield (APY) if dividends are not withdrawn during the term. Share accounts are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the US Government. Yields determined at the time of investment.
Annual Percentage Yield as of effective date. There is no monthly service charge on member's first two Money Manager checking accounts ($5 charge per month for each additional account); 10 ATM transactions per month at CU Anytime locations with no additional SLFCU service charge (additional transactions at CU anytime locations $0.50 and at other ATMs $0.75 each). Surcharges may be added at ATMs owned by other institutions, so look for CO-OP ATMs whenever you travel.
There is no monthly service charge on member's first two Quick Cash checking accounts ($5 per month for each additional account); 20 free ATM transactions per month at CU Anytime locations with no additional SLFCU service charge (additional transactions for $0.75 each). Surcharges may be added at ATMs owned by other institutions, so look for CO-OP ATMs whenever you travel.

Certificates
Effective Date: Tuesday, October 19th, 2021
*Certificates can be purchased for IRAs. All Certificates have a $500 minimum. Rates on Certificates are fixed for the Certificate term.
Term in MonthsShare or IRA Certificates
Dividend Rate | APY
$25,000-$50,000
Dividend Rate | APY
Over $50,000
Dividend Rate | APY

6

0.30% DR
0.30% APY
0.30% DR
0.30% APY
0.35% DR
0.35% APY

12

0.55% DR
0.55% APY
0.55% DR
0.55% APY
0.60% DR
0.60% APY

18

0.55% DR
0.55% APY
0.55% DR
0.55% APY
0.60% DR
0.60% APY

24

0.65% DR
0.65% APY
0.65% DR
0.65% APY
0.70% DR
0.70% APY

36

1.00% DR
1.00% APY
1.00% DR
1.00% APY
1.05% DR
1.05% APY

48

1.10% DR
1.10% APY
1.10% DR
1.10% APY
1.15% DR
1.15% APY

60

1.15% DR
1.15% APY
1.15% DR
1.15% APY
1.20% DR
1.20% APY

APY = Annual Percentage Yield, DR = Dividend Rate. APY if dividends are not withdrawn during the term. Share accounts are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the US Government. Yields determined at the time of investment. Dividend Rate and APY may change at the discretion of the Board of Directors. A penalty may be imposed for early withdrawal. 

Credit Card Rates

Credit Cards

Credit Cards
Effective Date: Tuesday, October 19th, 2021
TypeAPR1NotesFeatures
Visa Signature® 10.65% APR This APR will vary with the market based on the Prime Rate. Earn 1.50% monthly rebate on purchases. No annual fee, no balance transfer fee
Visa Platinum® Rebate 11.15% APR This APR will vary with the market based on the Prime Rate. Earn 1.00% monthly rebate on purchases. No annual fee, no balance transfer fee
Visa Platinum® Value 8.90% APR This APR will vary with the market based on the Prime Rate. No annual fee, no balance transfer fee

1APR = Annual Percentage Rate. No penalty APR. $5 cash advance fee, 1% international transaction fee. Up to $25 late payment fee, up to $25 over-the-credit-limit fee, up to $25 returned payment fee. Check with SLFCU for additional details.

Auto Loan Rates

Auto Loans

Auto Loans
Effective Date: Tuesday, October 19th, 2021
TypeTermAPR1Payment Per $1,000 Financed
New & Used Vehicle Up to 36 months As low as 1.94% APR $28.62
New & Used Vehicle 37-48 months As low as 2.24% APR $21.80
New & Used Vehicle 49-60 months As low as 2.29% APR $17.65
New & Used Vehicle 61-72 months As low as 2.59% APR $15.01
New Vehicle 73-84 months As low as 2.79% APR $13.12

1 APR = Annual Percentage Rate. Non-variable rate loans, 100% financing available including tax, title, license and extended warranties. All loans subject to credit approval. Available rate is based on credit history and term and may be higher than rates listed here. Not everyone will qualify for the lowest rate. Rates subject to change without notice. Vehicles from the current or two previous model years and mileage =<25,000 qualify for new car rates.

Other Vehicles

Other Vehicles
Effective Date: Tuesday, October 19th, 2021
TypeNotesTermAPR3Payment Per $1,000 Financed
New Recreational Vehicles 80% financing available Up to 180 months As low as 6.05% APR $8.47
Used Recreational Vehicles Previous model year and up to 10 years old: 80% financing available Up to 180 months As low as 6.05% APR $8.47
New Motorcycles, ATVs, Boats, Boat Motors, Trailers 80% financing available Up to 120 months As low as 6.05% APR $11.13
Used Motorcycles, ATVs, Boats, Boat Motors, Trailers Previous model year and up to 10 years old: 80% financing available Up to 120 months As low as 6.05% APR $11.13

Fixed-rate loan; rates offered subject to change; not everyone will qualify for lowest rate. Available rate is based on credit history and term and may be higher than rate(s) listed here. All loans subject to credit approval. Term based on amount financed.

Personal Loans, Lines of Credit, and Secured Loans

Personal Loans/Lines of Credit
Effective Date: Tuesday, October 19th, 2021
TypeTermAPR
Signature Loan To 48 months As low as 9.74%
Signature Loan 49-60 months As low as 10.24%
Signature CreditLine1 60 months from the last draw As low as 10.49%

Adjustable rate loan, subject to change, not everyone will qualify for lowest rate. Available rate is based on credit history and term and may be higher than rate(s) listed here. All loans subject to credit approval. Term based on amount financed.

1 Borrow up to your approved credit limit.

Secured Loans
Effective Date: Tuesday, October 19th, 2021
TypeTermNotes
Savings Secured Loan Up to 60 months Contact SLFCU for details
Certificate Loan Up to 60 months Contact SLFCU for details
Certificate CreditLine 60 months from the last draw Contact SLFCU for details

Variable rate loan. All loans subject to credit approval. Special conditions apply. Check with credit union for details.

Student Loans & Student Loan Consolidation

Student Loans & Student Loan Consolidation
Effective Date: Tuesday, October 19th, 2021
TypeNotesTermAPR1
Private Student Loan Borrow up to $30,000 annually Up to 180 months View current rates
Private Student Loan Consolidation Consolidate up to $100,000 Undergrad OR $150,000 Graduate Up to 180 months View current rates

Variable rate loan. 4.0% floor rate. All loans subject to credit approval. Special conditions apply. Check with credit union for details.

 

First Mortgages (Fixed & ARMs)

VIEW RATES

Second Mortgages & Home Equity CreditLines

VIEW RATES

Investment Properties

VIEW RATES

CONTACT US

ADDRESS: 2101 E 20th Street
Farmington, NM 87401
PHONE: +1 (505) 326-7701
E-MAIL: support@animascu.com